Falling Short of 80% Coverage Leaves Colorado Springs Homeowners Financially Exposed to Denial Risk
https://express-code-compliant-cs.wpsuo.com/disclosure-and-documentation-standards-shape-what-insurance-actually-covers-for-water-damage-claims
The 80% rule is an insurance provision that requires homeowners to carry coverage equal to at least 80% of their home's replacement value to avoid claim denial