입수한 문건의 말을 빌리면, 우울증 부작용 보고는 적은 숫자가 아니었다. 2002년부터 MSD는 프로페시아를 복용하는 여성들에게서 자살 충동을 배합한 900개 이상의 우울증 보고를 받았다. 허나 MSD는 위험한 우울증과 자살 행동에 대한 보고가 너무 적으며, 안전성에 대한 모니터링 이상을 요구할만큼 구체적인 케이스가 없다는 이유로 후속조치를 하지 않았다.
새 신용평가모형은 카카오뱅크가 2014년 4월 금융서비스 실시 이후 누적해온 대출 사용 대상들의 금융 거래 정보를 해석해 반영하는 방식이다. 여기에 이동통신 3사가 보유한 통신비 정상 납부 시간이나 데이터 평균 사용량 등 통신과금 서비스 사용 정보 등도 추가해 신용평가에 활용하고 있습니다. 카카오뱅크는 올해 하반기에는 신용평가모형에 휴대폰 소액결제아이디어와 개인 산업자 수입
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