Pay-by-phone lets you buy digital goods by charging purchases directly to your...

https://record-wiki.win/index.php/Is_AI_Used_in_Fraud_Detection_for_Mobile_Payments_Yet%3F

Pay-by-phone lets you buy digital goods by charging purchases directly to your phone bill or prepaid credit. It’s a simple way to pay without needing a credit card, making checkout faster and easier—especially on mobile