Saving for a big family cost, such as a car repair or nursery deposit, is...

https://milosultimatecolumn.zenbloomer.com/posts/what-should-i-include-when-budgeting-for-a-safer-family-car-2

Saving for a big family cost, such as a car repair or nursery deposit, is easier with separate pots for the bill and emergencies. Learn to set a monthly target and stress-test your UK budget with an awkward month before you commit.