The Quiet Risk: Longtime Homeowners Who Assume "No Claims, No Problem"
https://smoothdecorator.com/how-years-of-no-problems-leave-longtime-homeowners-shocked-and-5-practical-fixes/
When Longtime Homeowners Face an Unexpected Insurance Gap: Jenna's Story Jenna bought her house 12 years ago. She paid off some renovations, replaced a worn roof five years in, and never filed a claim